Cooling-off date calculator

Work out the last day you can cancel under a 14-day cooling-off period, and get wording to send.

What happened?

I signed up for the subscriptionMy free or discounted trial turned into a paid subscriptionMy contract of 12 months or more auto-renewed

Date the trial converted

Date you originally took out the subscription

Needed because the new rules only cover subscriptions taken out on or after 1 January 2027.

Based on reports of the government's draft rules and guidance (19 October 2026). Last checked on 24 October 2026. The rules still need parliamentary approval and could change. Not legal advice. Check the official sources.